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Sep 28, 2017 - 34 minute read

How does personal loan apr work

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How does personal loan apr work

The lender keeps your check and gives you 500 in cash. After two weeks, you give the lender 575 in cash and you get your check back. The bottom line: You paid 75 to borrow 500 for two weeks. How do I compare costs. Most loans have an annual percentage rate. The annual percentage rate is also called APR.

The APR is how much it costs you to borrow money for one year. The APR on payday loans and cash advances is very high. When you get a payday loan or cash advance loan, the lender must tell you the APR and the cost of the loan in dollars.

What is an APR.

How does personal loan apr work

The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.

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How does personal loan apr work
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